Your Budget.
Your Marketplace.
One Platform.
MoWallet brings together MoBudget for smart personal finance and MoMarket for powerful seller analytics — built for Rwandan businesses and individuals.
Master Your Personal Finances
MoBudget is your AI-powered finance companion. Track every franc, build healthy habits, and achieve your savings goals — all from your phone.
Expense Tracking
Every transaction logged automatically across all your accounts and mobile money wallets in real time.
Smart Budgets
Set spending limits by category. Get instant alerts before you overspend — never blow your budget again.
Savings Goals
Create goals for anything — school fees, a new phone, or a family trip. Watch your progress grow.
Spending Insights
AI-powered charts reveal where your money goes so you can make smarter decisions every month.
Bill Reminders
Never miss a payment. Smart reminders for rent, subscriptions, and all recurring expenses.
Multi-Wallet Support
Connect MTN MoMo, Airtel Money, BK, Equity Bank — all balances in one clean dashboard.
Monthly Reports
Auto-generated financial summaries every month. Know your net worth and cash flow at a glance.
Bank-Grade Security
End-to-end encryption and biometric login. Your credentials are never stored on our servers.
See it in action
Budget Snapshot — June 2026
Know exactly where every franc is going. MoBudget categorises your spending automatically and shows a live health score for the month.
Try MoBudget FreeGrow Your Marketplace Business
MoMarket gives every Rwandan seller the analytics, compliance tools, and inventory management they need to scale with confidence.
Revenue Analytics
Live dashboards showing daily, weekly, and monthly revenue with trend comparisons and forecasts.
Inventory Management
Track stock in real time. Get low-stock alerts before you run out and lose sales opportunities.
EBM Compliance
Auto-generate Rwanda Revenue Authority EBM-compliant tax reports. One click, fully formatted.
Order Tracking
Full visibility into every order — placed, processing, shipped, completed, or refunded.
Customer Insights
Understand who your customers are, where they come from, and what they buy most often.
Profit Margin Tools
See gross margin per product. Identify your highest-profit items and optimize pricing instantly.
Transaction History
Complete, filterable audit trail of every sale, payment, and refund — exportable as CSV.
Growth Recommendations
Data-driven suggestions to boost sales — best times to sell, trending products, pricing tips.
Powered analytics
Your Business at a Glance
From revenue trends to EBM tax exports, MoMarket centralises every business metric you need — so you always know how your store is performing.
Open DashboardRevenue MTD
RWF 4.5M
+12.5%
Total Orders
156
+8 today
Completion
89%
-1.2%
Products
42
+3 new
Revenue — last 12 weeks
Platform Capabilities
Everything You Need. Nothing You Don't.
Core platform features shared across MoBudget and MoMarket.
Bank-Grade Security
End-to-end encryption, biometric login, and read-only account connections. Your data stays yours.
Real-Time Sync
Transactions, inventory, and sales data sync instantly across all devices with zero lag.
Made for Rwanda
MTN MoMo, Airtel Money, and RWF currency baked in. Full EBM tax compliance for the RRA.
Mobile First
Blazing-fast native mobile experience. Works offline and syncs automatically when you reconnect.
Instant Processing
Payments and analytics update in under 100ms. No refresh needed — it just works.
Easy Exports
Export any report — budgets, taxes, transactions — as PDF or CSV in one click.
Platform Stats
10,000+
Active Users
RWF 2B+
Processed
500+
Sellers on MoMarket
99.9%
Uptime SLA
Ready to join thousands of
Rwandans on MoWallet?
Create your free account in 2 minutes. No credit card required. Access both MoBudget and MoMarket instantly.